:root {
  --primary: #1a6bff;
  --primary-dark: #0f2e67;
  --primary-light: #e8f1ff;
  --secondary: #10b981;
  --accent: #f97316;
  --accent-2: #8b5cf6;
  --bg: #f7f7fb;
  --panel: #ffffff;
  --text: #0f172a;
  --muted: #5d6475;
  --border: #e4e7ec;
  --shadow-sm: 0 6px 16px rgba(15, 23, 42, 0.06);
  --shadow-md: 0 12px 28px rgba(15, 23, 42, 0.09);
  --shadow-lg: 0 18px 48px rgba(15, 23, 42, 0.12);
  --shadow-xl: 0 26px 68px rgba(15, 23, 42, 0.14);
  --radius-sm: 10px;
  --radius-md: 14px;
  --radius-lg: 18px;
  --transition-fast: 150ms ease;
  --transition-base: 220ms ease;
  --transition-slow: 320ms ease;
}

*, *::before, *::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Space Grotesk", "Work Sans", system-ui, -apple-system, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a {
  color: inherit;
  text-decoration: none;
}

a:hover {
  color: var(--primary);
}

img {
  max-width: 100%;
  display: block;
}

.container {
  width: min(1200px, 92vw);
  margin: 0 auto;
}

.main-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: #ffffffcc;
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 14px 0;
}

.logo-container {
  display: flex;
  align-items: center;
  gap: 12px;
}

.logo-mark {
  padding: 8px 12px;
  border-radius: var(--radius-sm);
  background: linear-gradient(135deg, var(--primary), var(--accent));
  color: #fff;
  font-weight: 700;
  letter-spacing: 0.06em;
  font-size: 12px;
}

.logo-text {
  font-weight: 700;
  font-size: 18px;
  letter-spacing: -0.01em;
}

.logo-text span {
  color: var(--primary);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.nav-links a {
  font-weight: 600;
  padding: 8px 10px;
  border-radius: var(--radius-sm);
  transition: background var(--transition-fast), color var(--transition-fast);
}

.nav-links a:hover {
  background: var(--primary-light);
  color: var(--primary-dark);
}

.button {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 16px;
  border-radius: var(--radius-md);
  font-weight: 700;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform var(--transition-fast), box-shadow var(--transition-fast), background var(--transition-base);
}

.button span {
  display: inline-block;
}

.button.primary {
  background: linear-gradient(135deg, var(--primary), var(--accent));
  color: #fff;
  box-shadow: var(--shadow-md);
}

.button.secondary {
  background: #fff;
  color: var(--primary-dark);
  border-color: var(--border);
  box-shadow: var(--shadow-sm);
}

.button.ghost {
  background: transparent;
  color: var(--primary-dark);
  border-color: var(--border);
}

.button.small {
  padding: 10px 14px;
  font-size: 14px;
}

.button:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.hero {
  background:
    radial-gradient(circle at 15% 20%, rgba(16, 185, 129, 0.16), transparent 40%),
    radial-gradient(circle at 80% 0%, rgba(249, 115, 22, 0.18), transparent 42%),
    linear-gradient(135deg, #0f172a, #0c1230);
  color: #f7f9fd;
  padding: 96px 0 72px;
  position: relative;
  overflow: hidden;
}

.hero.hero-home::before {
  content: "";
  position: absolute;
  inset: 0;
  background: url("logo.png") no-repeat 8% top;
  background-size: min(980px, 120vw) auto;
  opacity: 0.18;
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 32px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-logo {
  display: inline-flex;
  padding: 10px 12px;
  border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.14);
  font-weight: 700;
  letter-spacing: 0.06em;
  font-size: 13px;
}

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 700;
  font-size: 13px;
  color: var(--accent);
  margin: 10px 0 6px;
}

h1 {
  margin: 12px 0;
  font-size: clamp(32px, 5vw, 48px);
  letter-spacing: -0.02em;
}

.lede {
  font-size: 18px;
  color: #dbe6ff;
  max-width: 640px;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin: 18px 0 12px;
}

.chip-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 14px;
}

.chip {
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: #e7ecf6;
  font-size: 14px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.hero-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.18);
  padding: 24px;
  border-radius: var(--radius-lg);
  backdrop-filter: blur(6px);
  box-shadow: var(--shadow-lg);
}

.hero-card h3 {
  color: #fdfaf6;
}

.hero-card p {
  color: #d6e1f6;
}

.tag {
  display: inline-block;
  padding: 6px 12px;
  border-radius: 999px;
  background: rgba(14, 168, 155, 0.15);
  color: #b7ffed;
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.mini-list {
  list-style: none;
  padding: 0;
  margin: 12px 0 0;
  color: #e9eef6;
}

.mini-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 8px;
}

.section-header {
  max-width: 760px;
  margin-bottom: 24px;
}

.section-subtitle {
  color: var(--muted);
  margin: 0;
}

.body {
  color: var(--muted);
  margin: 0 0 12px;
}

.disclaimer-section {
  background: linear-gradient(180deg, #fffaf0, #fff7e6);
  padding: 64px 0;
  border-top: 1px solid #ffe4b5;
  border-bottom: 1px solid #ffe4b5;
}

.legal-notice {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 20px;
  border: 1px solid #ffe4b5;
  box-shadow: var(--shadow-sm);
  margin-top: 16px;
}

.legal-header {
  display: flex;
  align-items: center;
  gap: 12px;
}

.legal-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: linear-gradient(135deg, #facc15, #f97316);
  color: #2c1d04;
  display: grid;
  place-items: center;
  font-size: 18px;
}

.language-toggle {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin: 16px 0 12px;
}

.pill-button {
  border: 1px solid var(--border);
  background: #fff;
  border-radius: 999px;
  padding: 8px 14px;
  font-weight: 700;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.pill-button.active {
  background: var(--primary-light);
  border-color: var(--primary);
  color: var(--primary-dark);
  box-shadow: var(--shadow-sm);
}

.disclaimer-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 12px;
}

.disclaimer-card {
  display: none;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 16px;
  box-shadow: var(--shadow-sm);
}

.disclaimer-card.active {
  display: block;
}

.offers h3 {
  margin-top: 24px;
}

.offers ul {
  margin: 12px 0 0;
  padding-left: 18px;
  color: var(--muted);
}

.mission-section {
  padding: 80px 0;
  background: linear-gradient(180deg, #ffffff, #f2f4f8);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.mission-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 22px;
  margin-top: 32px;
}

.mission-card {
  position: relative;
  background: #fff;
  padding: 28px 22px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  transition: transform var(--transition-fast), box-shadow var(--transition-fast);
}

.mission-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: linear-gradient(135deg, var(--primary), var(--accent), var(--secondary));
}

.mission-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
}

.mission-icon {
  width: 64px;
  height: 64px;
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: #fff;
  display: grid;
  place-items: center;
  font-size: 24px;
  margin-bottom: 16px;
}

.mission-card:nth-child(2) .mission-icon {
  background: linear-gradient(135deg, var(--secondary), #22d3ee);
}

.mission-card:nth-child(3) .mission-icon {
  background: linear-gradient(135deg, var(--accent-2), #06b6d4);
}

.placeholder-info {
  color: var(--muted);
  line-height: 1.7;
}

.placeholder-info p {
  margin-bottom: 12px;
}

.why-matters {
  padding: 70px 0;
  background: #fff;
}

.matters-lead {
  max-width: 720px;
  color: var(--muted);
}

.matters-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 16px;
  margin-top: 24px;
}

.stat {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 18px;
  box-shadow: var(--shadow-sm);
  text-align: center;
}

.stat-number {
  font-size: 28px;
  font-weight: 800;
  color: var(--primary);
}

.stat-label {
  color: var(--muted);
  font-weight: 600;
}

.services {
  padding: 80px 0;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 18px;
}

.service-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 20px;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-fast), box-shadow var(--transition-fast);
}

.service-link {
  color: inherit;
  text-decoration: none;
  display: block;
}

.service-photo {
  width: 100%;
  margin-top: 12px;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
}

.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.service-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  color: #fff;
  display: grid;
  place-items: center;
  font-weight: 800;
  letter-spacing: 0.05em;
  margin-bottom: 12px;
  box-shadow: 0 12px 24px rgba(15, 23, 42, 0.16);
}

.form-icon {
  font-size: 13px;
  letter-spacing: 0.02em;
}

.form-actions {
  margin-top: 16px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.financial-services {
  padding: 80px 0;
  background: linear-gradient(180deg, #f8fbff, #f7f7fb);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.services-bilingual {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  margin-top: 18px;
}

.financial-column {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 20px;
  box-shadow: var(--shadow-sm);
}

.financial-column h3 {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 0;
}

.service-list {
  margin: 12px 0 0;
  padding-left: 18px;
  color: var(--muted);
}

.modules {
  padding: 80px 0;
  background: #fff;
}

.modules-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
}

.module-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 18px;
  box-shadow: var(--shadow-sm);
}

.module-header {
  display: flex;
  align-items: center;
  gap: 10px;
  justify-content: space-between;
}

.module-tag {
  display: inline-block;
  padding: 6px 10px;
  border-radius: 10px;
  background: rgba(26, 107, 255, 0.1);
  color: var(--primary-dark);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.about-platform {
  padding: 70px 0;
  background: #f9fafb;
  border-top: 1px solid var(--border);
}

.about-platform p {
  color: var(--muted);
  max-width: 900px;
}

.contact-top {
  padding: 80px 0;
  background: linear-gradient(135deg, #0f172a, #12284d);
  color: #f5f7fb;
}

.contact-invite {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
  align-items: start;
}

.contact-methods-inline {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
}

.contact-item-inline {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-md);
  padding: 16px;
  box-shadow: var(--shadow-sm);
}

.contact-item-inline i {
  font-size: 18px;
}

.contact-item-inline h4 {
  margin: 8px 0 6px;
}

.contact-item-inline a,
.contact-item-inline div,
.contact-item-inline small {
  color: #dce6ff;
}

.phone-badge {
  display: inline-block;
  margin-left: 8px;
  padding: 4px 8px;
  border-radius: 999px;
  background: rgba(16, 185, 129, 0.15);
  color: #c4f8e5;
  font-weight: 700;
  font-size: 12px;
}

.footer {
  background: #0f172a;
  color: #e4e8f1;
  padding: 32px 0 22px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 22px;
  align-items: start;
}

.footer-logo {
  font-weight: 800;
  letter-spacing: 0.08em;
  margin-bottom: 10px;
}

.footer p {
  color: #c6d0e0;
  margin: 0 0 12px;
}

.contact-details {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.contact-item {
  display: flex;
  align-items: center;
  gap: 10px;
}

.contact-item a,
.contact-item span {
  color: #e4e8f1;
}

.social-links {
  display: flex;
  gap: 12px;
}

.social-links a {
  width: 34px;
  height: 34px;
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.06);
  display: grid;
  place-items: center;
  color: #fff;
  transition: background var(--transition-fast);
}

.social-links a:hover {
  background: rgba(255, 255, 255, 0.14);
}

.footer-links h4 {
  margin: 0 0 10px;
}

.footer-links ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 8px;
}

.footer-links a {
  color: #d9e2f3;
}

.footer-bottom {
  margin-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 12px;
  color: #c6d0e0;
  display: grid;
  gap: 6px;
  font-size: 14px;
}

.fade-section {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity var(--transition-slow), transform var(--transition-slow);
}

.fade-section.visible {
  opacity: 1;
  transform: translateY(0);
}

@media (max-width: 1024px) {
  .footer-grid {
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  }
}

@media (max-width: 820px) {
  .header-inner {
    align-items: flex-start;
    flex-direction: column;
  }

  .nav-links {
    width: 100%;
    justify-content: flex-start;
  }
}

@media (max-width: 720px) {
  .hero {
    padding: 72px 0 60px;
  }

  .cta-row {
    flex-direction: column;
    align-items: flex-start;
  }

  .button {
    width: 100%;
    justify-content: center;
  }

  .container {
    width: min(640px, 92vw);
  }
}